Commercial Real Estate Underwriting: Loan Review Process

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Commercial Real Estate Underwriting: Loan Review Process
Published 2/2025
MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz, 2 Ch
Language: English | Duration: 2h 26m | Size: 1.61 GB
Master Real Estate Underwriting: Learn Loan Review, Risk Assessment & Compliance for Smarter Lending Decisions.​

What you'll learn
Understand the core principles of real estate underwriting and loan risk assessment
Analyze loan applications to determine borrower creditworthiness and repayment ability
Evaluate property value and market conditions to assess collateral strength
Perform financial risk assessments, including debt-service coverage ratio (DSCR) analysis
Understand the structuring of loans, including interest rates, terms, and repayment schedules
Ensure compliance with federal lending regulations and industry standards
Identify and apply risk mitigation strategies to prevent loan defaults
Monitor approved loans for ongoing risk and compliance issues
Requirements
No prior knowledge or experience needed. Anyone interested in the topic can enroll in this course to enhance their knowledge.
Description
Real estate underwriting is a critical process in the financial and lending industry, determining the viability and risks associated with mortgage and commercial property loans. Lenders, investors, and financial institutions rely on underwriting to assess a borrower's financial standing, evaluate property values, and ensure compliance with regulations before approving loans. Without proper underwriting, the real estate market would be vulnerable to unstable lending practices, leading to financial losses and systemic risks.This course provides a deep understanding of real estate underwriting, focusing on the loan review process. It covers every step involved, from assessing loan applications and evaluating properties to financial risk analysis and legal compliance. By mastering these concepts, learners can enhance their ability to make informed lending decisions, minimize financial risks, and ensure successful loan structuring.Throughout the course, learners will explore different underwriting models, risk mitigation techniques, and post-approval monitoring strategies. The curriculum is designed to provide insights into industry best practices, financial risk management, and legal requirements that impact underwriting decisions. Learners will gain expertise in assessing borrower creditworthiness, calculating loan-to-value (LTV) ratios, and ensuring that loans align with the lender's risk appetite.Did You Know: Growing Industry Demand - The U.S. mortgage underwriting market is expected to grow at a CAGR of 5.1% through 2030, creating more job opportunities.High-Paying Careers - Real estate finance professionals earn an average salary of $85,000 per year, with senior roles exceeding $150,000.Low Unemployment Rate - Financial services and mortgage lending industries maintain a job stability rate of over 90%, offering long-term career security.By completing this course, participants will be equipped with the knowledge required to work in mortgage lending, commercial real estate finance, and investment underwriting. The real estate finance industry offers lucrative career opportunities, and professionals with underwriting expertise are in high demand. Whether you are an aspiring loan officer, a real estate investor, or a financial analyst, this course will provide the essential skills needed to thrive in the field.Career Path & Salary PotentialA strong foundation in real estate underwriting opens doors to lucrative careers in the finance and real estate industries. Here are some job roles you can pursue, along with their average annual salaries in the U.S.:Mortgage Underwriter - $76,000Commercial Loan Underwriter - $85,000Real Estate Analyst - $82,000Credit Risk Analyst - $87,000Investment Analyst - $90,000Real Estate Portfolio Manager - $112,000Loan Processor - $55,000Property Appraiser - $70,000Financial Risk Manager - $115,000Chief Credit Officer - $150,000+
Who this course is for
Aspiring Mortgage Underwriters - Individuals looking to build a career in mortgage and real estate lending.
Loan Officers and Brokers - Professionals who want to enhance their underwriting skills to make better lending decisions.
Real Estate Investors - Those who need to assess loan risks and evaluate property values effectively.
Finance and Risk Analysts - Professionals seeking to expand their expertise in credit and financial risk assessment.
Commercial Lenders - Bankers and private lenders who review loan applications and manage risk.
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1.61 GB | 5min 37s | mp4 | 1280X720 | 16:9
Genre:eLearning |Language:English​

Files Included :

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1 -Introduction.mp4 (8.93 MB)
2 -Definition and Purpose of Real Estate Underwriting.mp4 (43.23 MB)
3 -Key Stakeholders in the Underwriting Process.mp4 (54.31 MB)
4 -Overview of the Loan Review Cycle.mp4 (61.22 MB)
1 -Introduction.mp4 (10.8 MB)
2 -Evaluating Borrower Eligibility.mp4 (58.33 MB)
3 -Reviewing Income and Employment Documentation.mp4 (57.48 MB)
4 -Analyzing Credit Reports.mp4 (62.51 MB)
5 -Identifying Red Flags in Loan Applications.mp4 (54.18 MB)
1 -Introduction.mp4 (9.56 MB)
2 -Methods of Property Appraisal.mp4 (47.44 MB)
3 -Factors Affecting Property Value.mp4 (55.58 MB)
4 -Comparing Market Value and Loan Amount.mp4 (58.04 MB)
5 -Verifying Property Documentation.mp4 (51.65 MB)
1 -Introduction.mp4 (10.46 MB)
2 -Evaluating Debt-to-Income Ratios.mp4 (53.39 MB)
3 -Analyzing Loan-to-Value Ratios.mp4 (44.16 MB)
4 -Assessing Reserve and Liquidity Requirements.mp4 (53.81 MB)
5 -Identifying and Mitigating Financial Risks.mp4 (49.63 MB)
1 -Introduction.mp4 (10.54 MB)
2 -Determining Loan Types and Terms.mp4 (44.93 MB)
3 -Assessing Interest Rates and Payment Structures.mp4 (54.85 MB)
4 -Understanding Collateral Requirements.mp4 (46.43 MB)
5 -Reviewing Prepayment and Default Clauses.mp4 (55.44 MB)
1 -Introduction.mp4 (11.69 MB)
2 -Key Legal Documents in Real Estate Loans.mp4 (52 MB)
3 -Ensuring Compliance with Lending Regulations.mp4 (51.67 MB)
4 -Reviewing Title Insurance Policies.mp4 (49.32 MB)
5 -Ensuring Adherence to Anti-Money Laundering Laws.mp4 (45.33 MB)
1 -Introduction.mp4 (8.29 MB)
2 -Methods for Reducing Default Risk.mp4 (56.27 MB)
3 -Using Mortgage Insurance.mp4 (54.19 MB)
4 -Setting Borrower Risk Limits.mp4 (60.88 MB)
1 -Introduction.mp4 (8.22 MB)
2 -Importance of Ongoing Loan Monitoring.mp4 (45.06 MB)
3 -Detecting Changes in Borrower's Financial Status.mp4 (44.7 MB)
4 -Handling Loan Modifications.mp4 (56.36 MB)
5 -Tracking Payment Performance.mp4 (52.19 MB)

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